prosperityseeker

With the holidays approaching quickly, I thought I would offer a few tips on being a debt free wannabe during the holidays and not putting yourself further in debt. Sound interesting? You bet it is. In this article, I’ll give you 5 tips you can use now to save money this holiday. Let’s begin.

1. Get committed and change your focus. Keep in mind the holidays are just one day but your debt free wannabe goals last a lifetime. Therefore, instead of buying stuff and putting yourself further in debt, you need to change your focus. Concentrate on spending quality time with those folks you care about and forget about buying the most expensive presents in the world. Commit to debt freedom and don’t be afraid of your decision. Not only will you have a better holiday but you won’t break your pocketbook either.

2. Use cash only. Only use cash or debt cards this holiday and get committed to buying people inexpensive gifts that come from the heart. For instance, if your budget is to spend $5.00 a person, you could create a lovely movie night basket that includes a DVD, popcorn, candy and bowl. All this can be obtained at the dollar store which will make a great basket idea.

3. Establish a realistic holiday spending budget. Sit down and write a budget for this holiday right now. Then, create a list of which presents you’ll buy and for whom. If you find that you are having trouble sticking to your holiday budget, you need to reallocate funds or consider making more homemade or less expensive gifts that come from the heart.

4. Look for sales. There are numerous sales online and off. To take advantage of the sales, use coupons and comparative shop. In addition, fi you aren’t going to see someone until after the holiday then save gift buying for them until after the holidays are over. After all, you won’t see them until later anyway and this way you can save 50% or more off the price of their present if you wait and don’t rush the shopping process. Also, if you find something advertised for cheaper, then ask the manager if they’ll honor the competitor coupon which will save you a tremendous amount of money.

5. Don’t rush the shopping process. Take your time and pace yourself when shopping for great deals. If you rush or wait until the last minute to buy gifts, you’ll likely end up spending more money than you would have if you took your time and were able to shop at more than one store to obtain the best price. Therefore, start shopping now. Buy a little at a time until you have purchased gifts for everyone one on your list.

In conclusion, you can be a debt free wannabe and not put yourself in further debt. Simply change your focus, use cash only, establish a realistic holiday spending budget, look for sales, and don’t rush the shopping process. By doing this, you

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